Filing for bankruptcy is a stressful and a difficult decision to make. If you have a family to take care of, or you pay child support other questions may arise when making your decision to file for bankruptcy. Keep in mind, bankruptcy is never an option to get out of paying child support. Here is a quick rundown of the rules of Chapter 7 bankruptcy regarding child support:
Do I Pay for Child Support After I Filed for Bankruptcy?
Bankruptcy relieves you of your personal debts, but it doesn’t relieve you of supporting your family. Therefore you cannot get out of paying child support because you are supporting the lives of your family members. Although with several personal debts alleviated, child support payments will be more at ease in the future.
While filing for bankruptcy, you must continue to make child support payments since it is considered a priority in the court. Any debt you have in child support will be held against you, and you will be expected to pay it back.
Does Bankruptcy Prohibit Collectors from Bothering Me?
When filing for Chapter 7 bankruptcy, an automatic stay will prevent certain collectors from collecting debt from your property, but it won’t prevent child support collectors.
Before making the decision to file for bankruptcy, weigh your options to see what type of bankruptcy will assist you the most or if you can avoid it altogether. If you choose to file, We the People USA can assist with preparing your legal documents. Call an office near you.