Deed of Trust

What is a Deed of Trust?

Understanding what a Deed of Trust is and what is involved in securing one is critical when you want to obtain a piece of property in certain states, such as California. Essentially, the document is a record that details the property in question, as well as the loan details being used to finance the property. As such, it contains records of the lender and the borrower, and is typically held by a third party for security purposes.

A Deed of Trust is utilized in some states within the United States in lieu of a mortgage. Whereas a mortgage is typically between the borrower and the lender, the Deed of Trust system involves a third party, referred to as a trustee. The trustee holds onto the Deed of Trust until the loan is paid in full. At that point in time, the Deed of Trust is transferred to the owner of the property in an altered form, which is known as a Deed of Release. This indicates the buyer has paid for the property in full and satisfied the conditions of the loan. The Deed of Trust paperwork will usually indicate this as well, with a stamp or note saying, “Paid in Full.”

For more information about Deeds of Trust, see our Frequently Asked Questions page.

For more information about the Deed of Trust paperwork, see our Deed of Trust Paperwork: A Closer Look page.

For assistance with completing Deed of Trust paperwork and / or a Deed of Trust filing, contact the team at We the People. We have been helping individuals progress through the often lengthy and difficult-to-comprehend legalistic nuances of Deeds of Trust for over 25 years.

In order to fully comprehend the document and complete it correctly to save time, money and stress, seek the best advice available. We the People offers low-cost, accurate, legal document preparation, along with our expert advice.

Visit our store locations to find a location near you, and get the help you need to complete Deed of Trust paperwork.

Make an appointment today.

“Personal Service You Can Trust”